Having lived in a flat for the last 4 months, when the lease is up I'm buying a detached house. I'm never putting up with peoples noise again.
ha! yep. I bought after a couple of years in the states and lived in that house for 10 years. however I lost my job last year and got another one in Florida (after a painful five months). I moved down here and had to find somewhere for us to live. rented an apartment that looked good and was close to shops (and a good pub). it was after we moved in that we found that people liked to walk their dogs outside our screened patio.. and a good chunk of them didn't bother to clean up if there wasn't anyone around. Then there was the dog in the flat above.. Jack Russell. only taken for a walk when it needed a crap and exercised by running around like a wild banshee right above our heads.
add in the domestics and the police being called out then we decided to move. Found another place to rent - nice gaff.. needed a bit of work but had a pool too!! Excellent - big enough for visitors and a quiet area. Looking good.
I was just in the process of selling my old place (for a nice loss) when I got a summons... the place I rent was being foreclosed on. The landlord hadn't bothered to pay the mortgage from the day we moved in. which is nice. So I've got an estate agent and a rep from the mortgage company coming around this morning to value the place. And the lease runs out in December. And as I have no idea if it will be sold to someone who wants to live here or rent it out (and even if they do the rent may go up) I decided to buy.
So buying another house... Florida (or parts of it) are rebounding price wise. If I don't jump now then I could be locked out for a few years. And as my credit is trashed from the last place I can't get a mortgage. There isn't a bank that would lend me 10 bucks... even though I have plenty of pension savings and a decent amount of cash in the bank.. plus my salary is about average for the area...
So either I sweat it out here renting and may have to move in December and pay more rent - or I cash in some of my pension and buy a house which I'd own outright - but have longer to work because my pension get trashed.
I hate renting. I hate buying. I hate banks. I hate landlords. I hate people.
I think I should move to the inland and officially become the first british American cracker. fuck people.