Author Topic: Is Money................. (Read 7163 times)

Slick_Beef · « **Reply #40 on:** June 7, 2012, 04:13:34 pm »

I worry about money because we don't have a lot and tend to just scrape by, but I believe very strongly that it's not necessary for me to be content. There have been times in my life when i've been pretty well off and it made no difference to my happiness. Living in portugal now I meet a lot of people who seem to live for the next euromillions draw and appear to think it will solve everything, which I find desperately sad.

bleedsred1978 · « **Reply #41 on:** June 7, 2012, 04:41:04 pm »

Depends doesn't it, im from a family that has never had money. I have zero coming to me from my parents bar memories. It made me who i am though, hungry to succeed.

When you come from my background success equals cash. As i have gotten older i realise that friends and family are the most important thing but its a fear of going back to nothing that drives me to work hard and keep my family in the style they are accustomed to.

That style being far from rich by the way, decidedly middle class, lower middle class, but my kids are loaded compared to my upbringing and im proud of that. Is that shallow?

I like the money proverbs in this thread, here's another two.

"Money cant buy you happiness but at least you can be sad in comfort"

"Your friend is your pocket". My mother used to say this to me. I guess she was hardened to having feck all. To her it meant nobody will call to see if your coming out if your skint. More than a little truth in that too, even if it is a bit synical.

Drinks Sangria · « **Reply #42 on:** June 7, 2012, 04:56:33 pm »

'The mass of men lead lives of quiet desperation.'

SP · « **Reply #43 on:** June 7, 2012, 04:56:49 pm »

Quote from: 24/7 on June 7, 2012, 01:54:53 pm

So another saying that Andy reminded me of is, "The more you earn, the more ~~you~~ the missus and kids spend."

TheTeflonJohn · « **Reply #44 on:** June 7, 2012, 05:00:33 pm »

Ive gone through various stages of appreciating/hating money in my life.

A few years back I had my own business and became quite cocky in life. The business done ok and I was making a few quid. The Mrs. didn`t like the way I had become and got up one day and told me she was leaving me and taking the baby with her. I was absolutely devastated, didn`t see it coming. I sat home alone, depressed wondering where it all went wrong. I started to realise that money had made me think differently and act differently. I then started to hate money as I realised that I could have money but life wasn`t the same with my family in it. So my thoughts turned full circle to "Whats the point of money".

I gradually changed my views and ways to the way I was before I had the business and the Mrs. seen that I was changing and my family came home.

Then in 2008 the recession kicked in and my business went under. Life has been a fucking nightmare at times for us since then and I`ve now realised that money is important, you just need to find the right personal balance. When I had the business I had dreams of making fortunes and having a huge house, spend when I want on what I want etc. Now after years of struggling I would be happy with the bills paid, a family holiday once a year and few quid left over each month to enjoy family times/nights out with the Mrs etc.

So to answer your question - I do believe that money is important but most people need to find the right balance in order to appreciate money and life which depending on the individual can be a difficult thing.

SP · « **Reply #45 on:** June 7, 2012, 05:04:26 pm »

A certain level of money allows you to live without worrying about food and having (non-designer) clothes. Everything beyond that is luxury.

No one can afford everything that they want - there is always fancier stuff. And if you are in the super rich bracket, you become a viable target for kidnapping. So once you can afford everything, you lose the freedom to enjoy it. No one's life is perfect, but if a little gadget envy is the worst of your troubles, you have it good.

Conocinico · « **Reply #46 on:** June 7, 2012, 05:34:50 pm »

Couldn't give two shits about money which is why I'm poor but content.

Sir Harvest Fields · « **Reply #47 on:** June 7, 2012, 05:35:59 pm »

Ive had money, ive also been homeless in a tent having bricks chucked at me. And id take a loving gf/wife/family over money any day. What did we do before money? We stole or bartered, i like that concept. Not the stealing one though lol. Ill trade u my sheep for a bag of grain

Mouth · « **Reply #48 on:** June 7, 2012, 05:37:09 pm »

Quote from: Sir Harvest Fields on June 7, 2012, 01:26:48 pm

Really that important.

Yes, because hookers dont accept simple gratitude.

Sir Harvest Fields · « **Reply #49 on:** June 7, 2012, 05:39:36 pm »

Quote from: Mouth on June 7, 2012, 05:37:09 pm

Yes, because hookers dont accept simple gratitude.

Wanna bet ya fucking gobshite

Mouth · « **Reply #50 on:** June 7, 2012, 05:43:25 pm »

Quote from: Sir Harvest Fields on June 7, 2012, 05:39:36 pm

Wanna bet ya fucking gobshite

I aint making any more bets with you.

Red Genius · « **Reply #51 on:** June 7, 2012, 05:49:03 pm »

Quote from: kindalen on June 7, 2012, 04:04:23 pm

too much sunshine makes a desert

Have never heard this one before, i like it.

rob1966 · « **Reply #52 on:** June 7, 2012, 05:59:09 pm »

A loving family and good health are all that really matters.Since I met my wife 6 years ago and had the two boys, I have never been happier. Having nearly died 13 years ago, i know about the health part all too well.

I've personally never been driven by money, just so long as we earn enough to keep the roof over our heads and clothe feed etc without worrying, then I'm happy. Having grown up in a house where we had to do stuff like not answer the door to the rent man cos my ma was skint and send the gas cheque to the leccy and vice versa and I'd not want to go back to that way of life. It puts too much strain on your daily life and is not a good enviroment to grow up in.

I'm quite lucky in that we manage to get away a couple of times a year, but that comes from doing a second job,driving an HGV all day Saturday, to pay for it. Its worth it, cos we get to get away from the shitty winter weather and I get to spend three full weeks in total playing with the kids. I've also got a few "shiny" things such as my Tag Heuer watch, but I've given up other things to pay for it.

KiNki · « **Reply #53 on:** June 7, 2012, 06:12:25 pm »

i'd like to have money to know whether its important or not.

Cochise · « **Reply #54 on:** June 7, 2012, 06:15:23 pm »

I'm sure there's a poster on here who's a multi-millionaire. He'd know better than most I'd assume. Can't remember his username though.

MrGrumpy · « **Reply #55 on:** June 7, 2012, 07:23:05 pm »

Money doesn't buy happiness but it helps. I look at the struggles Mrs G and I have been through in the last few years and compare them to the struggles of our rich friends and while they have had a rocky ride at least they have had money to fall back on.

Effes · « **Reply #56 on:** June 7, 2012, 07:29:07 pm »

Quote from: Pelts on June 7, 2012, 06:15:23 pm

I'm sure there's a poster on here who's a multi-millionaire.

He posts in the Depression thread

keano7 · « **Reply #57 on:** June 7, 2012, 07:58:30 pm »

As a student its vitally important to make ends meet. I've saved up a bit of my student loan this year due to being in my 3rd year and having a lot more work to do than Years 1 + 2. Could I afford an Ipad? Yes. Designer clothes? Yes. But to me these are not necessities as much as the smaller things in life such as good friends and being healthy.

J-Mc- · « **Reply #58 on:** June 7, 2012, 08:01:39 pm »

Get rid of money in the world and everyone would be a shitload happier, people would learn to build what they need, to grow what they can.

It'd be like Demolition Man before Pheonix is unfroze.

Mouth · « **Reply #59 on:** June 7, 2012, 08:05:20 pm »

Quote from: J-Mc- on June 7, 2012, 08:01:39 pm

Get rid of money in the world and everyone would be a shitload happier, people would learn to build what they need, to grow what they can.

It'd be like Demolition Man before Pheonix is unfroze.

Rubbish, nothing would get done.

Red Genius · « **Reply #60 on:** June 7, 2012, 08:08:00 pm »

Quote from: J-Mc- on June 7, 2012, 08:01:39 pm

Get rid of money in the world and everyone would be a shitload happier, people would learn to build what they need, to grow what they can.

It'd be like Demolition Man before Pheonix is unfroze.

Money is a measurement for success and social hierarchy in a capitalists society. You've climbed the greasy ladder for your own (and families) benefit.

What value do you place on money? i place a value on my hunger, warmth, shelter etc - but beyond those basic comforts my value's are placed upon friends, family, seeing the world and experiences - things that make me happy.

J-Mc- · « **Reply #61 on:** June 7, 2012, 08:09:05 pm »

Quote from: Mouth on June 7, 2012, 08:05:20 pm

Rubbish, nothing would get done.

If you took that serious then I worry for you to be honest mate

Money is needed in life, but life can be lived without money.

GBF · « **Reply #62 on:** June 7, 2012, 08:10:09 pm »

Quote from: Effes on June 7, 2012, 07:29:07 pm

He posts in the Depression thread

and Ex Girlfriends thread

Sir Harvest Fields · « **Reply #63 on:** June 7, 2012, 08:15:19 pm »

Quote from: J-Mc- on June 7, 2012, 08:09:05 pm

Money is needed in life, but life can be lived without money.

Indeed it can.

Mouth · « **Reply #64 on:** June 7, 2012, 08:19:07 pm »

Quote from: J-Mc- on June 7, 2012, 08:09:05 pm

If you took that serious then I worry for you to be honest mate

Money is needed in life, but life can be lived without money.

I was trying to get a reponse I could counter with the " in fact pussy makes the world go round" line.

StevenLFC · « **Reply #65 on:** June 7, 2012, 08:22:51 pm »

If I've got food in my stomach and a roof over my head then I'm ok.

BazC · « **Reply #66 on:** June 7, 2012, 08:29:09 pm »

The happiest I've been was as a skint student. Now I'm earning money, but then there are the pressures and responsibilities that come with it. I can do a lot more things, live in an amazing place, take the girl out to nicer places...... but then I still wish for the skint student era. And I'm sure my mates do as well to be honest. Funnily enough, I realised money wasn't everything when I started a proper job and started earning it! Or maybe I wish it wasn't everything and didn't have to earn it?

Flinstone · « **Reply #67 on:** June 7, 2012, 08:30:13 pm »

Is a firm 50/50 for me.

Money is important,very important but so are family,friends and happiness.

Quantum · « **Reply #68 on:** June 7, 2012, 08:34:47 pm »

Ed-Zeppelin · « **Reply #69 on:** June 7, 2012, 08:44:17 pm »

I was fortunate to grow up in relatively comfortable surroundings and whilst I wouldn't say we were spoilt my brother and I were well looked after as kids.

For chunks of my teenage years and into my 20s I was fairly materialistic in that I liked to have the latest gadgets and stuff like that. I've always been ambitious in life generally in work and outside and aspired to have the nice house and car and all that sort of thing.

In my mid 20s, I'm now 30, my perspective on this changed in that whilst I'm still ambitious, still want to do well in work and get promotions, still want the house, it's much more because I want to provide for my family. Don't get me wrong, I still love the gadgets, but they're not as important in the grand scheme of things.

More than that, my relationship with my wife, and with friends, shows that in the end all that stuff means nothing without them.

Surprise me. · « **Reply #70 on:** June 7, 2012, 08:48:11 pm »

TO me money is everything. It helps in every way. The biggest reason being it lowers stress. I won't have a care in the world when I have everything catered for. Money = power in this world but that's not why I want money. It's just something I'm pointing out.

I think everyone should be this selfish. Everyone should look to make themselves millionaires before they care about anyone else. Purely because when you make those millions you will be able to provide more to those you care about. You can provide a lot more to charity, you have more power to do this. Instead of donating £10 every month to charity, get rich, set up your own charity, give the money over yourself. See where your money is going and see how it is helping, whether whoever you're giving it to needs more and what they specifically need. Do they need a house? Buy them a house. Are you giving money to a school? Give them whatever they want instead. Football pitches, another teaching block or whatever. It benefits them and it benefits you. It's a great feeling when you know you don't have to worry about certain things. If you wanted to you could retire right now and enjoy your life.

Hyypia headers · « **Reply #71 on:** June 7, 2012, 09:38:20 pm »

I'm ambitious, I' ll do whatever it takes, but I will never put material things or money over the people or values I care about.

http://www.youtube.com/watch?v=InSFYdFaS3E

Zanchent · « **Reply #72 on:** June 7, 2012, 09:49:42 pm »

The grass REALLY is ALWAYS greener.

A year ago I did exams, didn't get what I needed, and had the worst two weeks of my life worrying about my education/career etc.

I'm repeating the same exams atm, and I'm sure I'll be fine. But I'm having almost as bad a time now, worrying about relationships/love etc.

Life and it's complexities... :facepalm:

Lady_brandybuck · « **Reply #73 on:** June 7, 2012, 10:00:02 pm »

Quote from: Surprise me. on June 7, 2012, 08:48:11 pm

TO me money is everything. It helps in every way. The biggest reason being it lowers stress. I won't have a care in the world when I have everything catered for. Money = power in this world but that's not why I want money. It's just something I'm pointing out.

I think everyone should be this selfish. Everyone should look to make themselves millionaires before they care about anyone else. Purely because when you make those millions you will be able to provide more to those you care about. You can provide a lot more to charity, you have more power to do this. Instead of donating £10 every month to charity, get rich, set up your own charity, give the money over yourself. See where your money is going and see how it is helping, whether whoever you're giving it to needs more and what they specifically need. Do they need a house? Buy them a house. Are you giving money to a school? Give them whatever they want instead. Football pitches, another teaching block or whatever. It benefits them and it benefits you. It's a great feeling when you know you don't have to worry about certain things. If you wanted to you could retire right now and enjoy your life.

Wow, I've never heard that money lowers stress, if it does something is that it increases it as you have to make more money to pay for the lifestyle you want to carry on with.

All I care is to own nothing to anyone and if that means that I'm skint then so be it. I don't care if I have to use the subway instead of having a car, or walk instead of taking the bus and things like that. My parents come from a very poor background and each one has worked their arses off to provide for my siblings and I and taught me to appreciate hard work instead of being given all. I appreciate what I have, but then again I don't need much.

Because in the end, what do you take anyway? just the memories

Dowling10 · « **Reply #74 on:** June 7, 2012, 10:10:13 pm »

Quote from: Rich on June 7, 2012, 03:42:57 pm

Money has become increasingly important to me over the last two years. I started a business just over a year ago and I use my income as a measurement of my work related successes and I feel quite proud of every single penny that I earn.

Watching my earnings so closely has really made me appreciate the cost of things and, rightly or wrongly, I relate my outgoings to the difficulty of earning it. I also genuinely enjoy saving money - I set myself savings targets, try to find bargains or haggling to get myself a good deal. Its quite sad and the missus gets embarrassed by it at times, but it does give me a good feeling to save a bit of cash!

Bet it's a nightmare trying to get you to get the round in.

Seriously though, money is important to a degree, obviously. But as the best band ever said, money can't buy you love. I was thinking the other day as I put the lottery on, would I really want to win a £106m? I mean it'd be great for a short period, but it's just too much. Especially at my age. I won't appreciate hard work and I don't know, sounds mad but could end a disaster.

Ed-Zeppelin · « **Reply #75 on:** June 7, 2012, 10:10:26 pm »

Agree with Lady_B and BazC also nailed the way I feel on this.

Money does lead to stress as having it makes not having it harder, but it could never replace those that are important to you.

I've always been relatively careful with money on that basis, so that with the exception of a mortgage I owe nothing. I wouldn't buy anything I didn't have the cash to pay for. If I don't have the cash I can't afford it and either live with that or work to save and get it. That approach appears to be lost on much of society such that the value of money, and what it can buy is lost.

Sammy5IsAlive · « **Reply #76 on:** June 7, 2012, 10:13:56 pm »

I don't think you are ever going to get a representative sample asking that question on RAWK. I work with some of the people right at the bottom of society, and when a new person comes in we ask if they have an email address as a point of contact. My estimate would be that about 5% say that they do. Similarly you sometimes ask if someone has access to the internet to make applications/download forms etc and it is incredibly rare that I get someone reply that it would be possible.

From a fairly comfortable position it is easy to say that money doesn't matter, but most of the people to whom money is the absolute be all and end all won't be posting on here.

For me that is a very sad reflection on where the UK has ended up in terms of our economy and society.

Surprise me. · « **Reply #77 on:** June 7, 2012, 10:20:36 pm »

Quote from: Lady_Brandybuck on June 7, 2012, 10:00:02 pm

Wow, I've never heard that money lowers stress, if it does something is that it increases it as you have to make more money to pay for the lifestyle you want to carry on with.

How? I wouldn't consider myself rich or start spending unless them money coming in is constant. That would lead to failure. If you know you are going to earn £1million every year you budget for that. At the very start I'd save all of it. Build up a bit and then buy a car, no need for a house straight away, just pay off the mortgage. Clear all your debts and spend money on holidays. After saving for a bit would I decide to spend on something big like a house.

You can sit there, with no debts and know that on a whim you could go on a very expensive night out and not have to worry about. You can spend £10,00 on a holiday.

The only stress you would have is the stress from whatever made you the money. For example if you own a business, but that stress was already there and as the money comes in you can hire someone else to worry about it. Simple things, allowing yourself to wake up later, have a long breakfast, work less hours. Take a week off on a whim just because you can.

Dowling10 · « **Reply #78 on:** June 7, 2012, 10:24:15 pm »

Quote from: Surprise me. on June 7, 2012, 10:20:36 pm

How? I wouldn't consider myself rich or start spending unless them money coming in is constant. That would lead to failure. If you know you are going to earn £1million every year you budget for that. At the very start I'd save all of it. Build up a bit and then buy a car, no need for a house straight away, just pay off the mortgage. Clear all your debts and spend money on holidays. After saving for a bit would I decide to spend on something big like a house.

You can sit there, with no debts and know that on a whim you could go on a very expensive night out and not have to worry about. You can spend £10,00 on a holiday.

The only stress you would have is the stress from whatever made you the money. For example if you own a business, but that stress was already there and as the money comes in you can hire someone else to worry about it. Simple things, allowing yourself to wake up later, have a long breakfast, work less hours. Take a week off on a whim just because you can.

Then you wake up. Easier said than done all this mate

Lady_brandybuck · « **Reply #79 on:** June 7, 2012, 10:30:26 pm »

Quote from: Surprise me. on June 7, 2012, 10:20:36 pm

How? I wouldn't consider myself rich or start spending unless them money coming in is constant. That would lead to failure. If you know you are going to earn £1million every year you budget for that. At the very start I'd save all of it. Build up a bit and then buy a car, no need for a house straight away, just pay off the mortgage. Clear all your debts and spend money on holidays. After saving for a bit would I decide to spend on something big like a house.

You can sit there, with no debts and know that on a whim you could go on a very expensive night out and not have to worry about. You can spend £10,00 on a holiday.

The only stress you would have is the stress from whatever made you the money. For example if you own a business, but that stress was already there and as the money comes in you can hire someone else to worry about it. Simple things, allowing yourself to wake up later, have a long breakfast, work less hours. Take a week off on a whim just because you can.

And do you reckon that making buckloads of cash is a piece of cake and hard work isn't involved? Let's say you make a million a year, how much time do you spend making it and how much time do you spend enjoying it?