Author Topic: FAO self employed people or similar (Read 2496 times)

Egg · « **on:** July 20, 2004, 12:52:11 pm »

Where if any do you get your business cards printed and how much do you pay for them?

Emmy · « **Reply #1 on:** July 20, 2004, 12:57:39 pm »

Have a look in the local business telephone directory. Often small independant printers will do you relatively small print runs of 250 or so.

I think some photographic shops may also offer a business card printing service.

Have seen machines that print them at Motorway Servcies, if you're in a real hurry for some.

AdamS · « **Reply #2 on:** July 20, 2004, 05:48:58 pm »

Quote from: egg on July 20, 2004, 12:52:11 pm

Where if any do you get your business cards printed and how much do you pay for them?

Getting some made for the telephone boxes are you boy?

Filler. · « **Reply #3 on:** July 20, 2004, 05:54:54 pm »

rizla papers and a biro. 'Bout 25p for 50

there's a cheap (for short runs) company in America which ships these sorts of things over very quick... www.vistaprint.com - not sure about the business card costs but there postcards are reasonable, + you can get free business cards if you buy a certain amount of postcards. Problem is they put their printed by www.vistaprint.com on the back if that niggles. Does me - it's in v. small print tho.

KarlB · « **Reply #4 on:** July 20, 2004, 06:08:44 pm »

check out Aubergine in Nottingham.

they charge about 30 quid for full colour laminated cards. I've used them for clients, they are very good, no good for me because I use metallics and specific pantone colours a lot, but straight 4/4 they are excellent for.

gamble · « **Reply #5 on:** February 20, 2008, 12:40:11 am »

I've have been working for myself and family business for the last 5 years or so but i've now hit a few cash/tax problems and I'm going to be short of income for the next 6 months or so. the family business (my main income) is being sold next month so I'm pretty much buggered for a wage/rent/food etc.

I'm having to consider getting another job to make ends meet. has anyone here gone from self-employed back to being employed? I don't really have any work experience with employers, don't really know any kind of trade. I'm practically starting out in my late 20s. anyone got any advice about how to start a new career?

leighton · « **Reply #6 on:** February 20, 2008, 07:45:18 am »

what can you do?
any positives / negatives?

The Mrs · « **Reply #7 on:** February 20, 2008, 12:40:49 pm »

What did you do in your self-employed job. It's all about the selling yourself to a new employer. I'm sure you know some kind of 'trade', everyone does!
xxx

nidgemo · « **Reply #8 on:** February 20, 2008, 11:49:49 pm »

I done it, and in a lot of ways it was a big relief.

Though I was lucky - I was self employed in something it was fairly easy to get a job with (just got a job with my biggest customer). That's what I'd advise- despite what you think - you're not without talents or need to start from scratch - just look for work doing what you have been doing - and, as I did - enjoy walking out that door at 5.30 every day, carefree, weekends to do as you please, not having to spend the last weekend in january fucking about with tax returns and so on.

coffeehead · « **Reply #9 on:** February 21, 2008, 04:23:14 am »

Quote from: gamble on February 20, 2008, 12:40:11 am

I've have been working for myself and family business for the last 5 years or so but i've now hit a few cash/tax problems and I'm going to be short of income for the next 6 months or so. the family business (my main income) is being sold next month so I'm pretty much buggered for a wage/rent/food etc.

I'm having to consider getting another job to make ends meet. has anyone here gone from self-employed back to being employed? I don't really have any work experience with employers, don't really know any kind of trade. I'm practically starting out in my late 20s. anyone got any advice about how to start a new career?

*shudder*

The idea of going back into regular 9-5 (if only) employment fills me with dread.

Nidge's points notwithstanding (esp the last week of January - yuck) I'd prefer never having to work for anyone else again

Phil M · « **Reply #10 on:** February 24, 2020, 09:01:29 pm »

Howdy,

My missus asked her employer about the possibility of working from home and was told she could possibly but she may need to become
self-employed to work in a sort of consultancy capacity or something along those lines.

Anyway long story short we're/she's trying to weigh up what's involved and how to go about if she is to go down that road.

I found some useful guides online such as this one: https://www.axa.co.uk/business-insurance/business-guardian-angel/going-self-employed/

I realise she needs to essentially set up her own company and do her own taxes but is it best to do so as a sole trader or...?
Just wondering if someone could give some first hand advice on the pros and cons or dos and dont's of getting started and if you have anything helpful to add that would be appreciated.

Or feel free to PM me if you'd be happy for me to bounce a few questions. Cheers

CraigDS · « **Reply #11 on:** February 24, 2020, 09:57:16 pm »

Why would she need to be self employed? Absolutely loads of businesses work that way where they are still employees.

She'd have no job security. They could fuck her off in an instant.

dudleyred · « **Reply #12 on:** February 24, 2020, 10:54:07 pm »

Cant see any reason why she’d have to change. The business can either support remote working or they can’t. Many companies support remote working and it has benefits for the employers too.

I wouldn’t recommend going self employed for the reasons Craig mentioned

CraigDS · « **Reply #13 on:** February 24, 2020, 10:56:49 pm »

Without knowing the business/industry (so there could be valid reasons, I guess) it screams of a company thinking they can shift employees to self employed without the need for payouts or massive issues. That way they can try to minimise costs and leave themselves the option to fucking off anyone without any comeback, or limiting work to literally as and when they have it rather than having X amount of full time employees.

SP · « **Reply #14 on:** February 24, 2020, 11:30:09 pm »

You need to google IR35. Fall foul of that and you could be much worse off.

Claire. · « **Reply #15 on:** February 25, 2020, 08:09:59 am »

I went from full time office to full time remote and didn't have any of this bollocks. What's the reason for saying she needs to become self employed?

Phil M · « **Reply #16 on:** February 25, 2020, 09:57:38 am »

Thanks for the replies folks.

Crosby Nick · « **Reply #17 on:** February 25, 2020, 03:18:18 pm »

Quote from: SP on February 24, 2020, 11:30:09 pm

You need to google IR35. Fall foul of that and you could be much worse off.

Just ask lardy-arsed cockwomble, Eamonn Holmes!

deFacto please, you bastards · « **Reply #18 on:** February 25, 2020, 03:47:18 pm »

Think the bloke is making things up. If the company supports remote working, you don't need to be self-employed. It's down to the manager if he/she will allow it but thats about it.

PROPER crazyemlyn72 · « **Reply #19 on:** February 25, 2020, 09:22:53 pm »

self employed is only for the fit and strong. you dont work, you dont eat. im self employed and have never had a sick day in 20 years. unless you are in a trade where you can rake it in, or a tech programming genius, then forget about it. do you know what i woud love in my life, some paid holidays.

Sir Capon of Debaser · « **Reply #20 on:** February 25, 2020, 11:43:14 pm »

Quote from: BIG DICK NICK on February 25, 2020, 03:18:18 pm

Just ask lardy-arsed cockwomble, lardy-arsed cockwomble, Eamonn Holmes!

Ziltoid · « **Reply #21 on:** February 25, 2020, 11:52:53 pm »

I need to know the rest of the Clint story

CHOPPER · « **Reply #22 on:** February 25, 2020, 11:56:10 pm »

Quote from: Phil M on February 24, 2020, 09:01:29 pm

Howdy,

My missus asked her employer about the possibility of working from home and was told she could possibly but she may need to become
self-employed to work in a sort of consultancy capacity or something along those lines.

Anyway long story short we're/she's trying to weigh up what's involved and how to go about if she is to go down that road.

I found some useful guides online such as this one: https://www.axa.co.uk/business-insurance/business-guardian-angel/going-self-employed/

I realise she needs to essentially set up her own company and do her own taxes but is it best to do so as a sole trader or...?
Just wondering if someone could give some first hand advice on the pros and cons or dos and dont's of getting started and if you have anything helpful to add that would be appreciated.

Or feel free to PM me if you'd be happy for me to bounce a few questions. Cheers

Dear Phil,

Really sorry to say this mate, but some key flags in there tell me she's on the game. Pimp blogging in the first paragraph, working the steets the next, my heart bleeds like a sodden jam rag for ye mate.
I hope for you both, and you especially, you can move above this level of financial income(excuse the pun-ter) and seek progress to a more god fairing lifestyle.

Thoughts and prayers

CHOPPER

owens_2k · « **Reply #23 on:** March 11, 2020, 09:04:02 am »

Anyone else here work through a limited company? My current client who I’ve worked the past 6 months for has decided that they will be placing contractors inside IR35. I disagree but I will leaving as a result. Anyone else in the same boat? There are contractors who have worked here for 10+ years who are now facing a huge backdated tax bill due to this.

.adam · « **Reply #24 on:** March 12, 2020, 04:39:55 pm »

Quote from: owens_2k on March 11, 2020, 09:04:02 am

Anyone else here work through a limited company? My current client who I’ve worked the past 6 months for has decided that they will be placing contractors inside IR35. I disagree but I will leaving as a result. Anyone else in the same boat? There are contractors who have worked here for 10+ years who are now facing a huge backdated tax bill due to this.

I can't see how any contractor is expecting a backdated tax bill. The change in the IR35 legislation is such that for private sector employers, the decision as to whether a contractor is captured by the provisions now shifts to them and as of April 2020, they will be required to account for PAYE and class 1 NICs on the contractor day rate.

I have not seen anything about a 'retrospective effect' whereby HMRC look back over past income paid on a contractor basis and assess the contractor and indeed, if the employer gets the IR35 status wrong as of April 2020, the penalties and retrospective PAYE/NICs is theirs to pay, not the contractor.

Working in the industry, I have seen many big businesses take the blanket view that all contractors must come on the payroll or leave. It is too complicated and burdensome to assess each contractor case on its own merits.

My own view is that the golden days of contracting and paying low tax are over and you may find that going elsewhere only sees you find the same thing at your next employer.

One the main tests that HMRC apply in determining IR35 status is whether you have the right/ability to send a substitute. For one man band operations, this is exceptionally unlikely to be the case and you fail the test at the first hurdle (before thinking about direction, right to work own hours, provision of own tools/equipment, working on multiple clients etc.)

owens_2k · « **Reply #25 on:** March 13, 2020, 03:42:37 pm »

Quote from: .adam on March 12, 2020, 04:39:55 pm

I can't see how any contractor is expecting a backdated tax bill. The change in the IR35 legislation is such that for private sector employers, the decision as to whether a contractor is captured by the provisions now shifts to them and as of April 2020, they will be required to account for PAYE and class 1 NICs on the contractor day rate.

I have not seen anything about a 'retrospective effect' whereby HMRC look back over past income paid on a contractor basis and assess the contractor and indeed, if the employer gets the IR35 status wrong as of April 2020, the penalties and retrospective PAYE/NICs is theirs to pay, not the contractor.

Working in the industry, I have seen many big businesses take the blanket view that all contractors must come on the payroll or leave. It is too complicated and burdensome to assess each contractor case on its own merits.

My own view is that the golden days of contracting and paying low tax are over and you may find that going elsewhere only sees you find the same thing at your next employer.

One the main tests that HMRC apply in determining IR35 status is whether you have the right/ability to send a substitute. For one man band operations, this is exceptionally unlikely to be the case and you fail the test at the first hurdle (before thinking about direction, right to work own hours, provision of own tools/equipment, working on multiple clients etc.)

Firstly, any blanket approach by a firm will result in sanctioning from HMRC as it is not allowed.

Secondly with regards to ‘retrospective effect’ if all of a sudden you are deemed as inside IR35 then you are deemed to have been inside for the whole of the contract so should have been paying tax as per an employee would have done beforehand.