What exactly tells you that we would stop our progress while Spurs 'show' their ambition Jack ? Pointing out that they would be set back a lot, financially and consequentially, in the transfer market by the loan is not wishful thinking. Or have you forgotten how Arsenal are still struggling with achieving top status after their stadium loan was repaid ?
As for them being so well run, let them achieve something successful first. A higher league position is not success, unless you're thinking in Evertonian logic. They were just trounced in a cup final, were eliminated by a European minnow in Genk. They have a manager who shows promise, but cannot string wins away from home, a difficulty to be compounded next season.
So tell me, how they are better run and on a higher trajectory of progression than us please.