Done
When it comes to lending money, this man is about as risky as it gets. Do not be fooled by his cheeky crocodile smile, he's only your best friend till he's got what he wants. A serial defaulter on loans, Tom Hicks will stop at nothing to forward his greedy agendas. He's a complete liar that cannot be trusted on any level. He doesn't seem to care if his own customers hate him. He'll happily kill any organisation, alliance or friendship whenever it suits him. Do not deal with him. He'll use every deceitful trick in the book, including a few new ones. He probably wrote it. He has a list of bitter enemies as long as your arm, and then some. Steer clear.