Topic: Premium Bonds

[Red Beret]

I put in £100 when I first started.  Won £50 in my first month. That was it. Never again in a good 5 years. Got rid in the end as I needed the money. Guessing I should have put a grand in judging by this thread, but I never had the money.

[Mr Mingebag Squid]

Yes, every premium bond number is in the monthly draw and you can win anything from £25 up. They have an app, download that and on the 2nd of every month you can check if she's won anything. You can buy additional bonds via the app, £25 each

Cheers mate!

[BlackandWhitePaul]

1 prize this month, £100.  Better than nothing I suppose. 

[rob1966]

How much money do people put in initially? I've just stuck 500 in but I guess my chances are limited.

£50k is the most you can hold.

[fintanmar]

This is my first draw for these

Anyone know how you find out if you've won anything?

Do you get an email ?

Is the draw today?

[Crosby Nick]

£50k is the most you can hold.

Stupid questionbut died the more you have increased the more chances of having a winning bond? So in that example someone with 50k is 100 more times likely to win something each month than someone with £500.

I got £10 as a Christening present in 1979. I presume I can never win.

[damomad]

This is my first draw for these

Anyone know how you find out if you've won anything?

Do you get an email ?

Is the draw today?

I use the app, April results should be on there tomorrow morning. Emails normally follow a couple of days later.

Stupid questionbut died the more you have increased the more chances of having a winning bond? So in that example someone with 50k is 100 more times likely to win something each month than someone with £500.

I got £10 as a Christening present in 1979. I presume I can never win.

Yep that’s how it works. I take a look at the big million prizes each month, and normally it’s someone who has 5 figures in bonds but not always 50k.

[John C]

This is my first draw for these

Anyone know how you find out if you've won anything?

April's is tomorrow mate, google premium bonds prize checker and enter your holders number. You'll have to have bought them in February to be in April's draw.

[fintanmar]

April's is tomorrow mate, google premium bonds prize checker and enter your holders number. You'll have to have bought them in February to be in April's draw.

Thanks John

Yes I bought them in February

[rob1966]

Reminds me, I need to hide the wifes phone - she'll wake up after midnight, check the bonds, get pissed off if they don't win and then won't sleep.  She can wait until tomorrow

[BlackandWhitePaul]

Reminds me, I need to hide the wifes phone - she'll wake up after midnight, check the bonds, get pissed off if they don't win and then won't sleep.  She can wait until tomorrow

I checked at 12.20am and wish I never as I lay awake cursing for an hour.

Won nowt this month, not a sausage. 

[rob1966]

I checked at 12.20am and wish I never as I lay awake cursing for an hour.

Won nowt this month, not a sausage. 

I woke her up during the night snoring, so she used my phone to check, £150 so she was pissed off too, she's gotten too used to winning a few hundred, i'm made up with the winnings. Luckily she didn't wake me to moan about it.

[Andy @ Allerton!]

I checked at 12.20am and wish I never as I lay awake cursing for an hour.

Won nowt this month, not a sausage. 

I am thus far beanless

[fintanmar]

First draw for me and £125  - not bad!

[Crosby Nick]

I am thus far beanless

Beanless @ Bell Vale

[Andy @ Allerton!]

Beanless @ Bell Vale

I feel like beanless@bellend at the moment with all the arguments I'm having

[Qston]

£25 for me. Only got £1000 worth of bonds.

I am putting £50 a month in. Played the national lottery for years using the same numbers and then a while ago wondered why the hell I was doing that. At least with a few quid in bonds all the money is still there !

[JamesG L4]

I checked at 12.20am and wish I never as I lay awake cursing for an hour.

Won nowt this month, not a sausage. 

Snap. Did the same and the wife and I fell asleep distraught. It’s addictive, you look at other options to put your savings in, but that midnight treat/ midnight horror reminds me of the memes from The Wire.

[Crosby Nick]

My wife got about £200. She takes any winnings and puts it into an account to pay for kids stuff - school trips, sports club subs etc. it’s quite a good system at the moment. Over time she might get more back if it was in a high interest account (if they exist!) but you’re unlikely to take out the interest each month in the same way. Obviously some months she’ll not win, or in smaller amounts but for now I’m all aboard your bandwagon.

[rob1966]

My wife got about £200. She takes any winnings and puts it into an account to pay for kids stuff - school trips, sports club subs etc. it’s quite a good system at the moment. Over time she might get more back if it was in a high interest account (if they exist!) but you’re unlikely to take out the interest each month in the same way. Obviously some months she’ll not win, or in smaller amounts but for now I’m all aboard your bandwagon.

Mine is paying for holidays with the wins.

We're using the lads bonds to pay for his flying lessons, until he hits 16 and gets a P/T job, he can then start paying for some of them too.

[BlackandWhitePaul]

I went into my Premium Bonds account a couple of month ago and changed how I receive any winnings, I now have winnings invested in more bonds which I think is a canny idea.   

[damomad]

Reminds me, I need to hide the wifes phone - she'll wake up after midnight, check the bonds, get pissed off if they don't win and then won't sleep.  She can wait until tomorrow

I always check first thing in the morning, that way I'll either bounce out of bed with a spring in my step or I'll get my arse to work because those bonds aren't going to pay my bills just yet.

[west_london_red]

My account is still saying March draw? So not sure if that means results are pending or it means I haven’t won anything

[west_london_red]

This is my first draw for these

Anyone know how you find out if you've won anything?

Do you get an email ?

Is the draw today?

You can set it up for email and text messages, but from what I have seen these arrive a few days after the results and if you log into your account you can see if you’ve won anything sooner.

[Andy @ Allerton!]

£325  Yay!

[fintanmar]

Is the next draw tomorrow?

[rob1966]

Is the next draw tomorrow?

Yes but the results aren't available until the 2nd, from just after midnight on the app.

[fintanmar]

Yes but the results aren't available until the 2nd, from just after midnight on the app.

Cheers

[ToneLa]

My dad won 750 quid the week after he died

Draw your own conclusions on how luck works!

It did pay for some costs...

[west_london_red]

My dad won 750 quid the week after he died

Draw your own conclusions on how luck works!

It did pay for some costs...

Same thing happened to us, dad won £325 just after he died. He also left me a few quid that I have used to buy more premium bonds a few weeks back that will go into the draw tomorrow.

[west_london_red]

Fuck all for two months now 

[fintanmar]

2 x £50 this month - so first 2 months £225

[John C]

Bit of a crap month, the range in ours is £50 - £175 this month.

[Qston]

Nothing. Mind you I only have £1000 worth. Time to buy some more me thinks

[rob1966]

Bit of a crap month, the range in ours is £50 - £175 this month.

3 x £50, 2 x £25 so that's £200 in the holiday fund.  We've gotten too used to big wins.

[Barrowred]

3rd draw and got my first wins. 1 x £50 & 1x £100, happy with that.

[BlackandWhitePaul]

Fuck all for two months now 

1 prize for me this month, £100 and I must be greedy or ungrateful or whatever because £100 seems like sweet fuck all when you're sat hoping (against all odds) for a really big prize.   

[damomad]

I think it's important not to look at it based on any given month and you need a longer time frame to see if it's worthwhile. Although it is hard with the app, I end up looking the first day the results are out!

I've made 7.9% in the past 6 months and the average prize rate is 4.4% so it's been worth it personally. 

[rob1966]

I think it's important not to look at it based on any given month and you need a longer time frame to see if it's worthwhile. Although it is hard with the app, I end up looking the first day the results are out!

I've made 7.9% in the past 6 months and the average prize rate is 4.4% so it's been worth it personally. 

I was checking them at 00:04 this morning, missus woke me up going the bog and I had to look

[CHOPPER]