Topic: Money money money

[Andy @ Allerton!]

I honestly think I'm different from pretty much everyone else

Money?

had none as a kid. had little growing up. Ok now.

However, a dream to have money (or power) ?

Nah never had that. Would like enough I don't have to worry. Enough to go on holiday now and then and enough to live off.

But millions or billions? Never, ever got that. I don't understand it. I think there is something for people to say you don't own things - they own you.

If you are or were a multi-millionaire and it's just fucking sat there then what is that life?

If I did have that money, I'd like to help the homeless, the poor, the kids in childrens homes, foster parents, local hospices, parks, our City to make anything and everything better for the people we love in our City and even more for those that we don't know.

If you have money and you do fuck all with it then what is the fucking point? You'll be dead in fucking 10 or 20 or 30 or 40 or 50 or 60 or 70 or 80 or 90 years and what have you fucking done with your life?

[rob1966]

I'd love to win £160 million on euro millions so ì could look after my family and then, like you, use the rest to look after those who need help, take sick kids on dream holidays, help the elderly, help the homeless that kind of stuff. Leave a lasting mark and make people happy.

[Too early for flapjacks?]

As long as I've got my health, my millions of dollars, my gold house, and my rocket car, I don't need anything else.

[Andy @ Allerton!]

As long as I've got my health, my millions of dollars, my gold house, and my rocket car, I don't need anything else.

If you have your health then that is worth more than any money in the world.

[Drinks Sangria]

As long as I've got my health, my millions of dollars, my gold house, and my rocket car, I don't need anything else.

Paint my fence.

[jambutty]

Leave a lasting mark and male people happy.

I've had much more fun making ladies happy. 

[ianburns252]

If you have your health then that is worth more than any money in the world.

The US Healthcare system would like a word as they have worked very hard to quantify the value of health to the cent

[Son of Spion]

I'd love to win £160 million on euro millions so ì could look after my family and then, like you, use the rest to look after those who need help, take sick kids on dream holidays, help the elderly, help the homeless that kind of stuff. Leave a lasting mark and male people happy.

I have a bit of an odd, contradictory relationship with money. On one hand I loathe the stuff. I often struggle to understand how supposedly intelligent beings have arrived at a point where scraps of paper and bits of almost worthless metal dictate virtually everything in our lives. Our lives are ruled by these scraps of paper, plastic and metal. It really, really shouldn't be this way, but it is.

I also find it utterly bizarre that a person's worth is often judged on how many scraps of paper and metal they have in their pockets and in a big building built to house those scraps and keep them safe (the bank).

Despite feeling this entire system is an absurd failure, I have to still live within it. So, I also wish I had millions of these otherwise worthless scraps of paper and metal. Why? Simply because although I know they do not buy you happiness, they can buy you a sense of security. I've never really known security. I've always felt my life is on a knife edge that could go either way. I'm secure in who I am, but that's about it. Money itself doesn't matter to me, but feeling secure in life does.

Like you, I'd also like to help change the lives of some others for the better. There's so many times I've seen things on local news where individuals or organisations have needed support for treatment/resources or whatever, and I'd love to be able to help out but simply can't because I don't have the means. So a mountain of paper and metal scraps in a bank would allow me to do that.

I don't value or respect money, but in the system we live under I am aware of what it can do. That's why I'd like a lot of it.

[9 kemlyn road]

I think everyone has seen the news when an ordinary person wins the euro millions usually just shy of 200 million and thinks what they would do .straightaway it’s family and close friends who would benefit,setting them up for life.thinking about others ,charitable deeds for society and less fortunate.these are the things ordinary people of ,how others in our life can benefit.
But very rich and super rich people can only think of ways to make even more money.how much is enough for these people ,the answer is never enough .
A billion pounds is massive amount of money,I read once that if someone gave you a million pounds and you had to spend it at a rate of a thousand pounds per day it would take 3 and a half years to spend .
If you were given a billion pounds to spend at the same rate per day it would take 2 and a half THOUSAND years !! ,
Incredible .but this is not enough fo a billionaire,they want more billions .at what point do you say enough.
This just illustrates to me that money will never bring happiness,it’s a necessity for sure but just give me enough to have a comfortable happy life ,pay my bills ,keep the wolves at bay and my family safe.I don’t want to end my life being the richest man in the cemetery.
If I ever came into a big win on the lottery I would love to set up funding for homeless people ,help them with the basics of life that we all take for granted .but in all honesty big money doesn’t bring happiness or contentment in my opinion,the real wealth is having ,family,friends ,good health.

[Barneylfc∗]

Starting from the year 0, up to the end of 2023 that's 738395 days. No idea when leap years started, but add in 500 days for a total of 738895.

Elon Musk is worth about £150bn.

You'd need to have earned in excess of £200,000 per day since Jesus was a nipper to have the equivalent worth of that bellend.

[jason42]

As the son of an ill mother who couldn't work and a miner who didn't earn much, we had bugger all growing up so it taught me to look after what I did have.

I don't have great health now but like most of you, I would help as many people as I could if I won big on the EuroMillions which is really unlikely to happen.

[spen71]

Interesting article around the psychology of being rich

https://www.theatlantic.com/family/archive/2018/12/rich-people-happy-money/577231/

[markedasred]

Interesting article around the psychology of being rich

https://www.theatlantic.com/family/archive/2018/12/rich-people-happy-money/577231/

It's paywalled. You come in here with your fur coat and fancy subscriptions....

I have got a money story for today though. I just dropped my daughter in town and had a record parcel to send. I forgot my wallet, but thought I might not get home and back to a post office in time, so parked at one of those 45 mins free spots, got out of the car and I had £4.89 in change in my pocket. Looking through the car i found the exactly rest for the £5.39 to send the lp's to London. Result!.

[spen71]

It's paywalled. You come in here with your fur coat and fancy subscriptions....

Ha ha    It wasn’t when I read it

[Kenny's Jacket]

If you have your health then that is worth more than any money in the world.

Very, very true. most people, myself included dont realise this until its too late

By normal bloke down the pub standards Id probably be considered rich, then when I lost my health and the ability to work and live a normal life you realise health is far more important.

Ive never been a fan of  organised big charity.  I decided to put money or food in the actual hands of homeless people, there were plenty around my office in Manchester. Also volunteer work with disabled kids. My ex and I  did these schemes where you would buddy  up with kids and either take them somewhere or offer advice  on careers and things.  This was  via Lancashire council, my local council dont seem to be able to offer advice in the same way unfortunately.


When I worked overseas money turned to just food for the homeless and trying to filter cash to the poor in society as best I could via over tipping and overpaying.

I was no saint though The money I gave away was always after I had what I wanted, that said Ive never spent much on items, but fuck loads on life. 

Noone went to the grave remembering the luxury car or the Armani suit

Now I sit on my arse all day watching telly go to the pub with mates at weekend and get absolutely wankered  or home league games where Im also drinking too much . Its fucking vacuous.

Cherish your health

[Kalito]

It's paywalled. You come in here with your fur coat and fancy subscriptions....

This made me chuckle!

[Redwhiteandnotblue]

Paint my fence.

> Sudo Paint my fence

[damomad]

What summed up my relationship with money was in the midst of my gambling problems a couple of years back, I'd be scrounging the supermarket discount aisles and fridges for a good deal in the afternoon, and then later in the day putting multiple times the value of the weeks shop in an online casino.

I've come to accept that I'm just a tight arse by nature and I get a good buzz off a discount or a deal. Anything in my house that I don't use for a length of time, I can't have it staring at me, it needs to go to storage or the dump. Otherwise I'll dwell on what a colossal waste of money it was.

I'll always try and book the cheapest journey possible, even if it's going to be 10x the stress. The thought of maybe just maybe this one time it will go smoothly is enough to convince me it's a good idea.

What this thread has reminded me of though, is I rarely regret giving money away, be it to charity or loved ones. I don't sit around and think what else I could have done with that money. Each time, it feels more like there's nothing I could possibly buy for myself that could be a better use than giving it away.

[tubby]

I just need enough so I can live comfortably, not work, go on holiday when I want and have money available to help out friends/family or in case of emergencies.

[reddebs]

I avoid having any more than I need and if I end up with excess I get rid of it as soon as poss.

There's nothing more obnoxious in my eyes than somebody with more money than they need.

[tubby]

I avoid having any more than I need and if I end up with excess I get rid of it as soon as poss.

There's nothing more obnoxious in my eyes than somebody with more money than they need.

But you have savings, right?

[reddebs]

But you have savings, right?

Nope.  We live week to week as I have for the last 50yrs.  I don't have any debts either so no loans, credit cards or a mortgage.

[tubby]

Nope.  We live week to week as I have for the last 50yrs.  I don't have any debts either so no loans, credit cards or a mortgage.

How do you afford stuff like house repairs, car insurance, etc?

[reddebs]

How do you afford stuff like house repairs, car insurance, etc?

We rent so landlord does repairs, car insurance is paid monthly, repairs and MOT etc are paid for by not buying food for a week or so but I've always enough in and can make a meal from very little.

We've cut back on phone contracts and I'll be stopping the dogs insurance when they're due to renew in July.

We work as many hours as offered or available but as long as we can pay the bills we're fine 👍

[Kenny's Jacket]

We rent so landlord does repairs, car insurance is paid monthly, repairs and MOT etc are paid for by not buying food for a week or so but I've always enough in and can make a meal from very little.

We've cut back on phone contracts and I'll be stopping the dogs insurance when they're due to renew in July.

We work as many hours as offered or available but as long as we can pay the bills we're fine 👍

You remind med of Delboy

I dont ask for much Rodney, just a halfpenny more than I can spend

[tubby]

We rent so landlord does repairs, car insurance is paid monthly, repairs and MOT etc are paid for by not buying food for a week or so but I've always enough in and can make a meal from very little.

We've cut back on phone contracts and I'll be stopping the dogs insurance when they're due to renew in July.

We work as many hours as offered or available but as long as we can pay the bills we're fine 👍

Good for you, but I don't think I could live like that.  I like having a buffer in the way of savings so I can afford any large(ish) costs if needed.

[Red Beret]

I will always be happy with more money, but obviously it has to be an amount a person can psychologically handle. I can always find things to spend money on, but I often hold back because I struggle with a shortage mindset.

I could certainly find a use for a million quid though. 

[reddebs]

You remind med of Delboy

I dont ask for much Rodney, just a halfpenny more than I can spend

It's been my way of life since starting work at 14 mate.  It makes you very resourceful but I wouldn't change what I have here even though we could have stayed in Barnsley with more disposable cash.

My sanity and peace of mind is far, far more important than money in the bank.

[reddebs]

Good for you, but I don't think I could live like that.  I like having a buffer in the way of savings so I can afford any large(ish) costs if needed.

We have a buffer of over a 2 grand credit limit on our cards but we don't use them as we can manage without 😁

[Kenny's Jacket]

It's been my way of life since starting work at 14 mate.  It makes you very resourceful but I wouldn't change what I have here even though we could have stayed in Barnsley with more disposable cash.

My sanity and peace of mind is far, far more important than money in the bank.

This really is it.  Mental and Physical health are far more important

[tubby]

My sanity and peace of mind is far, far more important than money in the bank.

I'm not knocking your approach, it obviously works for you.  But I don't understand this bit, are you saying that if you, say, won £10k on a scratchcard, your mental health would suffer?

[reddebs]

This really is it.  Mental and Physical health are far more important

Absolutely mate.  We hated living where we were with antisocial neighbours, never feeling safe in your own home, far too much traffic and no green spaces to enjoy. 

I'd much rather be skint and sane 😂

[reddebs]

I'm not knocking your approach, it obviously works for you.  But I don't understand this bit, are you saying that if you, say, won £10k on a scratchcard, your mental health would suffer?

Hmmm.... But what would I use it for when I don't need it?

Ok I might buy a different car which I guess would help alleviate immediate repair costs but the running costs would still be there.

What I mean is we could have stayed living where we were, in a shit hole, surrounded by dickheads making our lives miserable and couped up indoors with no outside space. 

We hated it and it was making us miserable and having extra money in the bank wouldn't have changed that.  Here we don't have spare cash but we do have outside space, no neighbours and a peaceful life 😁

I'll add to this, I don't do the lottery or scratch cards but if I did and I won loads I'd give it away.  Let others have the arguments and stress of what the fuck do you do with that much money. 

Far too much responsibility for my liking 😂

[stewil007]

Money is always a funny one, i grew up without, very much hand to mouth existence, my mum was a lollipop lady and earned pennies and my dad was a telecoms engineer and earned enough to pay the mortgage and the bills and not much else.

As i've grown older, soon to be in my 6th decade, i earn a good wage, my wife earns a good wage, we live in a nice house and live a decent lifestyle.  Money affords us things my parents would never do or have done, we can be wasteful, but generally we are quite good with what we have.  Some of our friends will spend a lot of money on new clothes and the latest fads, we aren't like that - i still have t-shirts and jumpers from 20 years ago. 

I agree that health is more important, and wealth can certainly improve the level of health you have - better food/better options etc etc.

As for superwealth, no need for it - as many have said whats the point?  All it drives is the wrong behaviour at the cost of the majority.  I saw a meme which basically said 'once you're worth a billion, you get a badge saying you've completed captialism, then everything else is taxed at 100%'

[9 kemlyn road]

Money is always a funny one, i grew up without, very much hand to mouth existence, my mum was a lollipop lady and earned pennies and my dad was a telecoms engineer and earned enough to pay the mortgage and the bills and not much else.

As i've grown older, soon to be in my 6th decade, i earn a good wage, my wife earns a good wage, we live in a nice house and live a decent lifestyle.  Money affords us things my parents would never do or have done, we can be wasteful, but generally we are quite good with what we have.  Some of our friends will spend a lot of money on new clothes and the latest fads, we aren't like that - i still have t-shirts and jumpers from 20 years ago. 

I agree that health is more important, and wealth can certainly improve the level of health you have - better food/better options etc etc.

As for superwealth, no need for it - as many have said whats the point?  All it drives is the wrong behaviour at the cost of the majority.  I saw a meme which basically said 'once you're worth a billion, you get a badge saying you've completed captialism, then everything else is taxed at 100%'

My childhood was like millions of others at that time.my mam worked part time in a factory,saw us off to school and was back home for us all coming home ,tea on the table .my dad was a miner ,not that well paid but between them made enough to pay the bills but not a lot left over .a holiday on the east coast in a caravan once a year but we thought it was brilliant.in short they gave us a great and very happy contented childhood for which I’m eternally grateful for which no amount of money can buy ,to me that’s priceless,parents who care and love for you ,are there for you and instill good morals and values to take you through life all for free and no price .
As a parent myself I’ve used that template to bring up my own children.financially I was a bit better off than my parents were but not massively and tried to give them the sort of happy childhood I had and I think we succeeded.
I too have clothes I’ve had for years ,i expect to get my money’s worth out of things I buy then I get a replacement,it’s how I was brought up because the money wasn’t there .you get your priorities right,what’s important.
Winning the lottery at this stage of my life would allow me to retire early but apart from that it wouldn’t bring the happiness I’ve had when I didn’t have much money .setting my family up for the rest of their lives would be a good thing out it ,they’re the most important thing in my life but for myself I just want my health to hold out and just plod along ,happy and content.you can’t put a price on that.

[Brissyred]

I've had the unfortunate experience of spending time with some seriously rich people with net worth's in the high 100's of millions and a couple of billionaires.
Not only is any amount of money never enough for them, they go out of their way to make sure others are kept poor/hindered in their money making ventures. They seem to value their worth not in how much they have but in how much more they have than others.
Even though they have more money than they or their families could ever spend they envy people with more than them and aspire to 'make it' to that next level.
They're not all like that but the vast majority are. I suppose you have to be that kind of person to get in to that position in the first place.

[9 kemlyn road]

I've had the unfortunate experience of spending time with some seriously rich people with net worth's in the high 100's of millions and a couple of billionaires.
Not only is any amount of money never enough for them, they go out of their way to make sure others are kept poor/hindered in their money making ventures. They seem to value their worth not in how much they have but in how much more they have than others.
Even though they have more money than they or their families could ever spend they envy people with more than them and aspire to 'make it' to that next level.
They're not all like that but the vast majority are. I suppose you have to be that kind of person to get in to that position in the first place.

I suppose their mindset is completely off the scale when it’s comes to how they view the importance of money compared to us mere peasants and how we attach the importance of it.
As I said in my post ,doing my Monty python 4 Yorkshire men sketch about my childhood and “we were poor ,but we were appy “ routine,we learned the value of everything and not the price .millionaires and billionaires know the price of everything but the value of nothing especially if they are born into that kind of wealth and aren’t self made millionaires through hard work and effort.
I think for them it’s just becomes a dick swinging contest ,mines bigger than yours so it’s ,who has the biggest ,house ,yacht ,car ,most land etc etc that they get sucked into .it’s a world we’ll never understand.

[Jookie]

Money is weird one. It’s important but not important at the same time.

Do people view someone as rich because they are a billionaire? Or a millionaire? Or someone who earns 100k a year? Or someone who earns 50k a year?

The reality is that people who have 100’s million or billions are in a different stratosphere in terms of wealth compared to even someone who is a paper millionaire.  I’d say someone who is a paper millionaire is probably closer to someone on 30K per year than a billionaire.

I’m from a working class background. Not poor but very far from rich. My Wife is similar. My am in my career never was to make loads of money. I was/am ambitious though. Ambitious to stretch myself from an intellectual perspective. I’ve been ‘lucky’ that my ambition has driven my career and I’ve landed relatively high profile jobs in my field. With that has come financial rewards. My Wife is similar in her career arc. As such we’ve, in recent years, increased our earning capacity massively.

I’m not at all obsessed with money but I’d be lying to say it makes no difference. Paying off your mortgage, being able to live in a big-ish house in a nice area with good schools close by, being able to take kids on holiday and do once in a lifetime type trips, having nice cars, being able to buy kids and ourselves designer clothes are all nice things we are now be able to do without much thought.

Do they make you happy? Of course not. Happiness comes from the foundation of your family life and how comfortable you are in your own skin. Money can’t compensate for those aspects. We had a lot less money 10 years ago and we were equally as happy. Money just makes things more comfortable. Choices are easier, whether that’s buying t-shirt the kids don’t really need all the way through to making retirement earlier a possibility.

Money hasn’t changed my political beliefs or changed the foundations of how we are as a family or how we raise our kids. It hasn’t changed my friendship groups. It hasn’t changed my drive and ambition in my career. I think it’s mainly because I was never striving to be rich or change too much in my life. Money has just made some things easier than they were in the past.

[spen71]

I've had the unfortunate experience of spending time with some seriously rich people with net worth's in the high 100's of millions and a couple of billionaires.
Not only is any amount of money never enough for them, they go out of their way to make sure others are kept poor/hindered in their money making ventures. They seem to value their worth not in how much they have but in how much more they have than others.
Even though they have more money than they or their families could ever spend they envy people with more than them and aspire to 'make it' to that next level.
They're not all like that but the vast majority are. I suppose you have to be that kind of person to get in to that position in the first place.

That was what the article in the Atlantic says.    They always want to be £1 more than their “mates”

[Party Phil]

New Jersey ticket holder wins $1.13bn Mega Millions jackpot

https://www.theguardian.com/us-news/2024/mar/27/mega-millions-jackpot-winner

I wouldn't have any idea what to do with that much money