No we dont Paul. We dont NEED it, we desire it to attain a standard of living we would like to a degree.
i see where your coming from, but we need it also, if i never had another penny now, i'd lose my property, cars, all possesions, then my relationship would fail, i wouldnt be able to support my kids, they would resent me for it, my world would fall apart. all because of a bit of paper with the queens head on.