The point is that if you only go to 16 games you should only have 16 credits. It’s not about whether your uncle would benefit from the other three.
But that will not be the case.
So it's a case of who you know for him.
As long as the club allows a friends and family list in a small allocation of instances, yes. But people thinking that by stopping someone like me from passing a ticket to my uncle will give them a better opportunity to get a ticket it deluded and hugely naïve.
Unless the club say that there's no option to transfer a ticket under any circumstances, this will be the case. With the way that tickets are sold so far in advance, with sometimes no idea on when the game will be played, it's impossible for them to do this.
I think people need to take a step back and think about what they want to achieve from this. For me, there's a lot of emphasis on genuine fans and sharing cards amongst mates when it should be the people with 20 cards, selling them to different people every game for serious profits & not attending themselves at all.
Like others have said, I genuinely believe that the people who will suffer the most are the genuine fans, and the touts (with the rings and pools of people that are in these organised operations) will sweep up any new tickets available.