Honestly what a ridiculous thing to say.
Personally I share his opinion.
Yes, buying things on finance makes us all able to afford things we normally wouldn't, but it's gone mad now, finance and loans used to be for big important things like having a better car, or buying a bigger house with a tighter mortgage, now people spent thousands on phones that do the same thing as a £200 one from Xiomi all because of status, that's the truth at least where I live... yeah that phone does all my iPhone does... but it's not an iPhone... honestly some people's view on it.
People finance laptops, phones, etc etc... things that shouldn't need financing, no wonder a lot of the population has money issues, yes the companies overcharge etc but people keep buying and buying for status alone when really, they can't afford it outright... so why are you buying it on finance to even pay MORE than what you initially couldn't afford?
I'm not an "android fanboi" by any stretch (also why does not liking Apple make you a "fanboy" of somethign else, I dunno) but I do believe Apple embodies all that is wrong with Capitalism which I don't like.
Good for you, however I'm not sure that puts you in a position to make such a ridiculous claim as you just did.
A phone for many people is something they use more than their car, and is as important to them for their everyday life as a car, so why is buying a car monthly any different?
I mean before it was because car makes with more credible names afforded you more luxury and comfort (used to be safety too but now they all have to follow the same standards)... I think the same still applies, if you buy a top end Merc or Audi you get way more than you do in a Dacia or SsangYong.
If you buy a Xiaomi top end phone you get the same you get in an S9 or iPhone X bar the name.