Topic: Ask - R(ob)AWK replies

[rob1966]

I know someone who works in our Fleet Dept, I asked her and this is her Reply back

Hi Rob

I believe she will have to declare it yes as you have to declare all incidents even when you aren’t at fault, it will also depend on how the incident has been reported e.g. has it been reported as non fault and was it reported to the police. I know with some of our drivers if a vehicle has been damaged by an unknown third party and they haven’t reported it to the police then we hold the driver at fault.

Even though it will be a company insurance if they were to run a check against her name the incident will be on her record for 5 years.

[.adam]

Thanks, Rob.

[SamLad]

Because cash is tax free.

It does seem odd that some industries are so happy taking cash knowing they will never declare it.

years back (pre credit / debit cards really) my cousin seriously considered buying a local sweet shop in Liverpool from the retiring owner who was a great friend.  they spent a lot of time reviewing the 2 sets of books the owner kept.

[SamLad]

Also, doesn't it cost businesses to use chip and pin terminals? Don't the banks, or Visa/Mastercard/etc charge a fee for every transaction? I believe this was the reason why many businesses used to (or still do) practise the minimum transaction limit.

last year a lot of small businesses here (stores, restaurants etc) started an "extra fee to use a credit card" policy to offset the credit card fee they have to pay.

it caused quite a stir but a lot of ppl were very sympathetic coz that 2-3% that goes to VISA or whatever means a lot to all small-margin businesses.

[Elmo!]

last year a lot of small businesses here (stores, restaurants etc) started an "extra fee to use a credit card" policy to offset the credit card fee they have to pay.

it caused quite a stir but a lot of ppl were very sympathetic coz that 2-3% that goes to VISA or whatever means a lot to all small-margin businesses.

That's illegal in the UK. Has been for must be 5+ years now.

[SamLad]

That's illegal in the UK. Has been for must be 5+ years now.

really?  interesting.

[afc tukrish]

That's illegal in the UK. Has been for must be 5+ years now.

Not a flip question, genuine: credit card companies charging the card fee, or businesses charging a compensatory additional fee to offset?

[Elmo!]

Not a flip question, genuine: credit card companies charging the card fee, or businesses charging a compensatory additional fee to offset?

Businesses charging extra to pay by card is illegal.

[afc tukrish]

Businesses charging extra to pay by card is illegal.

But companies doing so is not.

Capitalism at its finest...

[Elmo!]

But companies doing so is not.

Capitalism at its finest...

I'm not sure I agree with you..... Visa and Mastercard etc provide a service and charge a fee for it. There's nothing wrong with that.

Of course having a duopoly as those 2 companies essentially had for years is not a good thing, but as I understand it other more modern Fintech companies like Stripe are muscling in on that.

[killer-heels]

Broken the smallest finger/toe in my foot. How long before you should start doing the normal things from those who may have suffered that injury? Doctor said to me I can run on it in 2 weeks whilst, nurse said keep it strapped up and limit movement for 4 weeks!

[So… Howard Philips]

Broken the smallest finger/toe in my foot. How long before you should start doing the normal things from those who may have suffered that injury? Doctor said to me I can run on it in 2 weeks whilst, nurse said keep it strapped up and limit movement for 4 weeks!

You have fingers on your feet?

Where you born in Openshaw?

[Elmo!]

Broken the smallest finger/toe in my foot. How long before you should start doing the normal things from those who may have suffered that injury? Doctor said to me I can run on it in 2 weeks whilst, nurse said keep it strapped up and limit movement for 4 weeks!

I broke a toe a couple of months ago, I just wen about my business, under the assumption the doctor would say there is nothing they can do. Just limped around for a bit. Now it's totally fine.

I'm probably not the best person to take advice from though. 

[killer-heels]

You have fingers on your feet?

Where you born in Openshaw?

Ha I honestly didn’t know whether the toe meant just the big toe. Think I described it to the doc as my feet fingers.

[Crosby Nick]

Bet you wear these don’t you?

[The G in Gerrard]

My Ma used to call me creeping Jesus, I'm very very quiet when I want to be

[killer-heels]

Bet you wear these don’t you?

Not my colour.

[liverbloke]

Ha I honestly didn’t know whether the toe meant just the big toe. Think I described it to the doc as my feet fingers.

yeh - but you have no sole

[AndyInVA]

years back (pre credit / debit cards really) my cousin seriously considered buying a local sweet shop in Liverpool from the retiring owner who was a great friend.  they spent a lot of time reviewing the 2 sets of books the owner kept.

That’s hilarious

I think it’s a risk a lot of small businesses are prepared to take. Even if the practice is illegal, it’s only illegal if you get caught. Given that the tax man gets so much more money per hour of effort from bigger companies than chasing a small operator and only recovering a bit of tax, it’s a considered risk. The tax man would have to really work to prove cash payments from some clients. As long as you pay some tax and just skim some off it becomes really hard to spot.

Credit card fees really are a pain for small businesses. 2-3% is a typical fee. I have a small business and I take payments of a few hundred dollars at a time. Losing $12 on $400 just to be able to take a payment is frustrating. I do the same thing and add fees depending on the payment method. Cashapp is way the best at the moment. They hold your money for two days as their ‘fee’, which I am fine with, but at least I get the whole amount.

[redbyrdz]

Broken the smallest finger/toe in my foot. How long before you should start doing the normal things from those who may have suffered that injury? Doctor said to me I can run on it in 2 weeks whilst, nurse said keep it strapped up and limit movement for 4 weeks!

I'd go with the two weeks and see how it is after that.


Also: foot fingers

[SamLad]

what's next?  using one of your hand toes to pick your nose? 

[Nitramdorf]

Ha I honestly didn’t know whether the toe meant just the big toe. Think I described it to the doc as my feet fingers.

Ahh, the feet, the hands of the leg. (Heard that on Taskmaster)

[reddebs]

Why are chippies unable to accept card payments and only take cash? It seems as if f every other type of business has moved into the 2020s but not if frying fish is your thing. It is a pain in the neck when you don’t remember and have to go on a quest to find a cash machine (also now costing to remove your money).

Virtually nothing takes cards on Anglesey especially not chippies or Chinese takeaways. 

[Elmo!]

what's next?  using one of your hand toes to pick your nose? 

Surely you mean pick your smell-mouth.

[SamLad]

Surely you mean pick your smell-mouth.

[24/7]

Virtually nothing takes cards on Anglesey especially not chippies or Chinese takeaways. 

They got leccy yet........? 

[reddebs]

They got leccy yet........? 

Yeah we've got leccy, no mains gas though and I'm not even sure if there's mains drains yet as most places I know are on septic tanks.

[24/7]

Yeah we've got leccy, no mains gas though and I'm not even sure if there's mains drains yet as most places I know are on septic tanks.

We were evicted from our septic tank - we had to go live in the t' laaaaake..........

[SamLad]

We were evicted from our septic tank - we had to go live in the t' laaaaake..........

and you had the nerve to complain when the neighbours said you were full of shit? 

tsk ....

[24/7]

and you had the nerve to complain when the neighbours said you were full of shit? 

tsk ....

Bugger off and read your new CT, old man

[SamLad]

Bugger off and read your new CT, old man

you ageist bastid.

[reddebs]

We were evicted from our septic tank - we had to go live in the t' laaaaake..........

😂

[rowan_d]

Is there any point getting a memory foam mattress if I sleep in a different position every night?

[CraigDS]

Is there any point getting a memory foam mattress if I sleep in a different position every night?

They aren't called "memory" in the sense that they form to one position and then always stay like that. They'll adapt to whatever position you're in at that time to provide better support than a normal mattress would.

[telekon]

Is there any point getting a memory foam mattress if I sleep in a different position every night?

That's a great opener for a stand-up bit.

My mattress is not very good, it remembers fuck all.

[reddebs]

What freebie can I use to create documents on the laptop?

We don't have Word etc but I need to create some information files so any suggestions for something that's free to use.

Nothing fancy in terms of columns, grids etc but better than notebook.

[Chakan]

What freebie can I use to create documents on the laptop?

We don't have Word etc but I need to create some information files so any suggestions for something that's free to use.

Nothing fancy in terms of columns, grids etc but better than notebook.

Try using Notepad++

Or if you want a completely free Office suit try LibreOffice

[reddebs]

Try using Notepad++

Or if you want a completely free Office suit try LibreOffice

Cheers mate.

[rob1966]

What freebie can I use to create documents on the laptop?

We don't have Word etc but I need to create some information files so any suggestions for something that's free to use.

Nothing fancy in terms of columns, grids etc but better than notebook.

Open Office has a version of word, I've used this myself

https://www.openoffice.org/

[redbyrdz]

Yep, LibreOffice, you can something similar to Word, Excel etc. It can read and save as word files too, if you want to send it to anybody.