Reading the OP makes me feel like I'm being abused with pyramid selling PR doublespeak. Although to be fair, that's been quite common on RAWK recently.
There's absolutely no reason to take the armband away from anybody, and even if Gerrard and Carragher both retired tomorrow, Lucas would still be 3rd choice at best.
On top of that, these 'bold, innovative, whatever' owners that you like the taste of so much, probably have quite a few million reasons to keep a big name star like Stevie G™© around. Beyond the pitch, he's the Face of the Franchise. We're constantly told about football's push into Asia, but it's obvious our owners have the U.S. firmly in their sights as well, and it's not too difficult to understand why Gerrard, more than anyone else, will be the star of that campaign.